Money
Own The Rails.
Then price the rest.
The portfolio, the card stack and the structure they sit in. Published because the operating logic is the same one I sell.
Cody Wise runs his money in three layers. The portfolio is split across crypto, stocks and ETFs, and a small memecoin sleeve, and is published position by position. Spending runs through nine credit cards, seven personal and two corporate, chosen on rate and category rather than on sign up bonuses. Both sit under Wise Capital Inc., the holding company, not inside the trading company.
Positions Held
Every one published, with the thesis.
Buckets In The Book
Crypto, stocks and ETFs, and memecoins.
Cards Carried
Seven personal, two corporate.
A Year In Card Fees
What the stack costs to keep open.
The Two Halves
One page for what the money buys. One for what moves it.
Investing
The allocation, every position, and the four rules the book is built on. Live prices on all twelve tickers.
14 Positions, All PublishedCredit Cards
The nine I carry, what each one is actually for, and the current category winners in Canada checked against every issuer.
9 Cards, 5 With No FeeWhy It Is Public
I sell an operating system, so publishing the one I run on myself is the cheapest proof available. The allocation is on the site, the card stack is on the site, and the company structure they sit inside is on the site. If the logic does not hold up in public it does not hold up.
None of it is advice. It is a record of decisions with the reasoning attached, which is a different thing, and the reasoning is the part worth reading.
Nothing on these pages is a recommendation to buy or sell anything, and no figure should be read as a live position or a return. See the disclaimer.
Same Logic, Your Business.
That Is The Work.
The money is downstream of the system. If you want the system, bring the business.